1. Disclaimers

Your use of this Website constitutes your acceptance to the Terms of Use. All contents on the Website are provided for information purposes only and do not constitute (i) investment, legal, tax or other professional advice; (ii) an offer, invitation, solicitation or advertisement to buy any investment products or services; or (iii) any representation that any investment strategy is suitable or appropriate for any particular investor or individual circumstances. The contents of, and information provided on, this Website should not be regarded by any investor as a substitute for independent professional advice or the exercise of their own judgment.

The contents of this Website are prepared and maintained by Mirae Asset Securities Group and have not been reviewed by the Securities and Futures Commission of Hong Kong.

All information available on this Website is intended solely to provide users with a general overview of the activities of the Mirae Asset Securities Group and does not constitute investment advice or any other form of recommendation. While reasonable care has been taking in preparing the content of this Website, we do not warrant or represent the accuracy, completeness, reliability or timeliness of any information or materials on this Website. Use of this Website is at your own risk.

The Mirae Asset Securities Group reserves the right, in its sole discretion and without prior notice, to change, improve, correct, suspend, or discontinue any information, materials, or description on this Website. The information and materials on this Website may contain typographical errors or inaccuracies. Any information provided as of a specific date is published as of that date only, and we undertake no obligation to update such information.

2. No Offer or Solicitation

Nothing on this Website shall be construed as an offer to sell, or an invitation or solicitation of an offer to buy, any investment product or service to any person in any jurisdiction where such offer, invitation, or solicitation would be unlawful.

Nothing contained on this Website constitutes investment, tax, legal or other professional advice. Investors should seek independent professional advice, including investment, tax, and legal advice before making any investment or any other decision.

3. Local Restriction

This Website is designed for use in Hong Kong. If you are outside of Hong Kong, we may not be able to offer or provide you with the products and services available through this Website in the country or region you are located or resident in.

This Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this

This Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this Website is prohibited by any law. This Website is not intended for use in any manner that would be contrary to applicable laws or regulations.

Accordingly, persons accessing this Website are required to inform themselves of and observe all applicable laws and regulations in their respective jurisdiction.

4. Risk Warning

Trading in investment and financial instruments involves risks. The prices of securities, futures contracts, funds, derivatives and other financial instruments may fluctuate, sometimes significantly, and the value of such instruments may rise or fall and may become worthless. As a result, investors may incur losses and may not recover the amount originally invested.

Certain financial instruments may involve a higher degree of risk and are subject to multiple risk factors, including, without limitation, interest rate risk, foreign exchange risk, time value risk, and political or regulatory risks. Prospective investors should recognize that value of the relevant instruments (including certain derivatives and structured products) may expire worthless and, in some cases, losses may exceed the amount of the initial investment.

Some products available referred to on this Website may be complex products. Investors should exercise particular caution in relation to such products and ensure that they understand their nature, features and risks before investing.

Any decision to invest in funds should only be made solely on the basis of the current offering (including the relevant prospectus or offering memorandum) of the respective fund and only after fully understanding all associated risks. Investors should obtain the relevant offering documents from our registered representatives or by downloading them, and should carefully review information on the fund's investment objectives, sales charges, expenses, and risk factors before investing. All funds are subject to certain risks. Generally, investments that offer potential for higher returns are accompanied by a higher degree of risk. These risks, as well as other risks to which specific funds may be subject (for example, risks arising from concentration in particular sectors or use of derivatives and other complex securities), are described in detail in each fund's offering documents.

Past performance is not indicative of future performance. The value of investments and any income derived from financial instruments referred to on this Website may fall as well as rise, and investors may receive less than the amount originally invested. Where investments are dominated in currency other than the investor’s base currency, fluctuations in exchange rates may have a positive or a negative effect on the value of such investments and income from them.

Transactions conducted through the internet may be subject to interruption, blackout, delay or error. The Mirae Asset Securities Group shall not be responsible for any loss of accuracy, timeliness or completeness of any information transmitted, or any transaction conducted, through this Website where such loss arises from or is attributable to failures, delays or malfunctions in communication facilities, systems or networks beyond the reasonable control of the Mirae Asset Securities Group.

5. Warranty and Liability

All information, materials and products contained on this Website are provided “as is” and “as available” basis. To the fullest extent permitted by law, the Mirae Asset Securities Group makes no warranties, whether express or implied, including, but not limited to title, accuracy, security reliability, non-infringement, merchantability and fitness for a particular purpose.

The Mirae Asset Securities Group does not warrant the accuracy, adequacy, completeness, or timeliness of the information and materials contained on this Website. The Mirae Asset Securities Group shall not be liable for any loss or damage arising from or in connection with the interception by third parties of any information or services made available to you through this Website.

In no event shall the Mirae Asset Securities Group be liable for any loss or damage (including direct, indirect, consequential, incidental, special, punitive, or exemplary damages) arising out of or in connection with the use of, or inability to use, this Website or reliance on any information contained herein.

Nothing in this Disclaimer excludes or limits any liability which cannot be excluded or limited under applicable laws.

6. Governing Law

This Disclaimer is governed by and construed in accordance with the laws of Hong Kong.